Consumer’s Guide To Homeowners Insurance
Table of Contents
- Commonly Asked Questions
How Much Home Insurance Do I Need?
What Affects Home Insurance Prices?
What Deductible Should I Choose?
- Basic Coverages Available
Additional Living Expenses
- Insurance Forms
Renters Insurance (HO-4)
Condominium Insurance (HO-6)
Manufactured Housing Insurance
Option Coverages to Consider
- In Case of Loss
Repair of Your Home
To Report a Loss
- Burglary Prevention
- Glossary of Homeowner Related Insurance Terms
The coverages offered to homeowners are typically contained in a package of liability and property coverages. This Guide principally addresses the package of coverages found in a “homeowners” policy. It does not address other state programs established to ensure the availability of coverage. Contact Us for more details on these other plans.
Why Buy Home Insurance?
Owners: to protect both your house and personal property. Tenants: to protect your furniture and other personal property. Everyone: protection against liability for accidents that injure other people or damage their property